The first step to buying a vehicle is to determine what you want. If you know you want a new Chevy, you’ve already gone through the toughest part of the process. Now, you’ll need to consider which vehicle will work best for your needs in Plainfield. Starting with whether you want a car or truck will help determine where to shop.
Where To Go
You’ve got two primary options when searching for a vehicle. You can go to a dealership, or you can find an individual who wants to sell. It’s usually recommended to go to a dealer because they’ve got a wide variety of vehicles that may meet your needs. Going to an individual means you have that one vehicle as an option and have no guarantees that it will run and work well for you.
Budget
The next step is to determine what your budget is and how much of a car or truck you can afford. Newer vehicles are going to cost more, but they may have better warranties and will likely run longer. The 20-percent rule is a good place to start. Figure out how much total take-home pay you have between all members of the family. The total payment each month shouldn’t be more than 20 percent of that amount.
Pre-Approval
You want to show the dealerships that you’re serious about buying. The best way to do this is to get pre-approval for a loan through a bank or credit union. Even if you plan on financing through the dealership, you can still get pre-approved for a loan, which will help them in their process, as well.
A new Chevy in Plainfield is an excellent choice. Visit Hawk Joliet now to search for vehicles that you like. Like us on our facebook page.
